Consider obtaining a large Supplementary Umbrella Insurance Policy for unforeseeable events.

Many people (myself not included) have their investments and retirement plan all organized and detailed, perhaps using a personal financial management software program. That's great and everyone should do it.But what good is saving money and investing wisely if some unforeseen event, which you can't prevent or control, comes along and threatens to separate you from your life savings?A self defense shooting incident is the most pertinent example, given this is /r/ccw, but it could just as well be a car accident or any number of calamities which you could be involved with.The best savings and investment plan is worthless if you're not protected from a huge civil lawsuit. That's why you should consider buying a supplementary umbrella insurance policy which would kick in if some shitty accident or mistake happens and you get sued.Something like $500,000 or even up to $1 Million dollar umbrella policy.Just something to think about.EDIT: I learned this in a personal financial management class at my business university.example is my high school friend's family was in a minor car accident. The other driver sued for whiplash type injuries. Seriously damaged their life savings. Pushed back his parent's retirement a decade. via /r/CCW http://ift.tt/2h5HKls