Carry insurance?

New to CCW, living in a Constitutional Carry state, and wondering about carry insurance. I've heard mixed reviews about it (Some say it's amazing, some say it's a waste of money. For those of you here who have carry insurance, which company do you have it through, what do you pay for it (if you're comfortable disclosing that), and why did you get it? For those who do not, why did you choose not to get it? via /r/CCW https://ift.tt/2W9e6SS